iPhones are on the wishlist of many Apple enthusiasts and gadget lovers. These smartphones, manufactured by Apple, one of the leading companies in the world, come with a wide range of cutting edge features. The experience of owning and using an iPhone is definitely different and unmatched.
However, as with any product that is as feature-rich and well-designed as the iPhone, the price tag on these devices can be quite a downer. If you have the latest iPhone in your cart, but the steep price is stopping you from checking out, here’s an idea. Why not buy your iPhone on EMI?
Buying an iPhone on EMI
Normally, when you make a purchase at a store or online, you will have to pay the entire price upfront. Now, in the case of an iPhone, paying the whole cost at the time of purchase can be quite challenging, because even entry level phones from Apple cost around Rs. 40,000 or more.
However, you can work around this by buying your iPhone on EMI or Equated Monthly Instalments. This means the purchase price of the iPhone will be divided into multiple EMIs across the EMI tenure you choose. You can then pay back the cost across this tenure by breaking up the lump sum payment into smaller EMIs.
For availing this service, you will have to pay an additional interest on the purchase price. But by applying for the Bajaj Finserv Card online, you can get your iPhone on no cost EMIs too, meaning that you don’t have to pay any extra charges.
How to Buy an iPhone with the Bajaj Finserv EMI Card
Buying an iPhone on EMI with the Bajaj Finserv EMI Card is fairly easy. You only need to follow the steps listed below.
Step 1: Browse the latest iPhones on the websites of our partner stores.
Step 2: Select the iPhone you wish to purchase and click on ‘Buy Now.’
Step 3: At the time of checkout, choose the Bajaj Finserv EMI Card as your preferred mode of payment and select the ‘No Cost EMI’ option.
Step 4: Choose the tenure over which you want to pay the EMIs.
Step 5: Click on ‘Submit’ and place your order.
That’s it! This is all you need to do to buy your preferred iPhone on EMI. Using the Bajaj Finserv Card online is very simple. You can also use the card to pay for your Apple smartphone on EMI at any of the physical branches of our partner stores.
Reasons to Buy iPhones on EMI with the Bajaj Finserv EMI Card
There are many advantages that come with using the Bajaj Finance Card online to buy your preferred iPhone on EMI. Here are the top benefits.
- Zero Down Payment
You can buy the best iPhones in the market on EMI even without a credit card. And you don’t even need to make a down payment on your purchase.
- High Pre-Approved Loan Limit
With the Bajaj Finserv EMI Card, you get a high pre-approved loan up to Rs. 4 lakhs. This is more than sufficient for you to get your preferred iPhone and pay for it in instalments.
- Convenient Repayment Tenures
You can choose to repay your EMIs over convenient repayment tenures ranging from 3 to 24 months.
- No Foreclosure Charges
In case you want to pay off your purchase cost before the end of the repayment tenure, you can do so without any foreclosure charges. This can be done at any time after the first EMI has been paid.
- No Added Charge on EMIs
You do not need to pay any additional interest charges on the EMIs, thanks to the no cost EMI option offered on the Bajaj Finserv EMI Card.
So, as you can see, it is extremely easy to buy your favourite iPhone on EMI using the Bajaj Finserv EMI Network Card. The steps listed in this article should help you make your purchase easily. Once you’ve made your purchase, remember to pay your EMIs on time, so your credit history and your credit score can benefit from your timely repayments.